BENEFIT PLANS FOR INDIVIDUALS
We want to understand you, and provide you with insurance and financial solutions customized to fit your needs.
Our Business is based on Three Principles
Product
Suitability
We want to make sure that you understand all of your options in order to determine which solutions meet your needs. We have extensive knowledge of and experience working with different carriers. As independent brokers, we are able to objectively identify the differences between companies and products to maximize value for our clients.
Finding the
Right Provider
Insurance companies offer different pricing or eligibility depending on your health history and other circumstances in your life. Our expertise and understanding of the insurance industry allows us to match you with the company who fits best with your unique goals and needs.
Support and
Personal Service
We have been providing clients with a high level of support for over 30 years. We offer several options to ensure you receive the personal service you need, whether it’s meeting in person at your home or office, or communicating by phone or email. We can also help you deal with insurance companies if necessary.
INDIVIDUAL HEALTH & DENTAL
Advantages
A wide selection of comprehensive individual health and dental plans.
Affordable rates for singles, couples, and families.
Your plan will cover you for life as long as you pay your premiums
Coverage available regardless of your medical history with Guaranteed issue plans
Your health and dental payments may be tax deductible. Please obtain professional tax advice for additional information.
HEALTH SPENDING ACCOUNT (HSA)
HSA Benefits
Secure online platform
Paperless system
Doesn’t require cheques or pre‑funding
Submit claims using a mobile device
Quick turnaround for claims reimbursement
Adjudication and support provided by in-house staff
What is an HSA?
An HSA can provide supplementary benefits or be used as a non‑taxable alternative to a traditional plan. If you are the owner of an incorporated business, you may benefit from an HSA.